Medical
As Forrest Gump said, “life is like a box of chocolates, you never know what you’re gonna get.” You do not know how life turns out, but you have the power to ensure you are covered if life surprises you in unfavourable ways. Our comprehensive medical insurance policy covers your hospitalisation or surgery expenses in the event you were admitted for medical events. With this policy, you would not have to worry about these medical expenses. Leave it to us to settle the bill and all you have to do is to recover.
LonPac MediSecure Plus 2015
Have peace of mind with MediSecure Plus 2015. This policy acts as an add-on to your main hospitalisation and surgical insurance that may be insufficient to cover your additional medical expenses. This product acts as an insurance of last resort which only makes payment after all avenues of compensation from all medical insurance policies have been fully utilised. Or it can also serve as an affordable basic hospitalisation and surgical insurance policy for those who are prepared to self-fund the deductible amount.
Key Features
Guaranteed Renewal Policy Up to 100 Years from Launch Date
(Policy terms and conditions shall not be changed during renewal unless mutually agreed upon)
Limit of Coverage Increase by 10% Every 3 Years Without Re-underwriting of the Risk
No Lifetime Limit
More Features
- No Portfolio Withdrawal Condition
- No Specified Illnesses
- Higher Entry Age Up To 70 Years Old at Age of Next Birthday and No Age Limit for Renewal
- Unisex Premium Rates
- Portfolio Pricing of Premium
- Hospital Admission Assistance
- When the patient is hospitalised for treatment or is surgically treated:
- Room & Board
- Intensive Care Unit
- Hospital Supplies & Services
- Surgical Fees
- Anaesthetist Fees
- In-Hospital Physician Visit
- Operating Theatre Fees
- Before the patient is admitted or surgically treated in a hospital:
- Pre-Surgical Consultation and Diagnosis
- Pre-Hospital Specialist Consultation
- Pre-Hospital Diagnostic Tests
- After the patient is discharged from hospital for a non-surgical confinement:
- Post-Hospitalisation Treatment
- Ambulance fees if the patient needs to be moved by road ambulance to an appropriate location for treatment or diagnosis.
- Specific outpatient treatments:
- Outpatient Cancer Treatment
- Outpatient Kidney Dialysis
- Others:
- Organ Transplant
- Medical Report Fee
- Nursing at Home
- Goods and Services Tax
Download
For detailed information, kindly download below
This policy is underwritten by Lonpac Insurance Berhad. Autokita Sdn Bhd (198401009114 (121656-A)) has been appointed by Lonpac Insurance Berhad to act as an agent. For any claims assistance, complaints or product information, please contact our Customer Service at ibs.bsc@tanchonggroup.com / 1800-88-8185