MEDICAL INSURANCE
As Forrest Gump famously said, “You never know what you’re gonna get.” While you can’t predict life’s unfavorable surprises, you have the power to ensure you’re covered when they happen. Our comprehensive medical insurance is designed to handle the heavy lifting. From hospitalization to surgical expenses, we settle the bills directly so you don’t have to worry about the cost of care.
Find the protection that suits you best below.
Tokio Marine Vital Cover
Vital cover insurance is a no-frills insurance coverage that pay up to RM3,000 for illness due to respiratory diseases including Covid-19 that resulted hospital confinement.
A lump sum hospital allowance that helps with your out-of-pocket expenses during hospital Confinement. Example of Respiratory Disease includes:
- Lung infection
- Asthma
- Influenze
- Bronchitis
- Coronavirus infections
- Pneumonia
- Tuberculosis
- H1N1
- Avian (bird) flu
Key Features

Lump sum of RM5,000 for Death Due to Respiratory Disease and/or Coronavirus Disease

Premium as Low as RM0.25 per day

On-the-spot Approval
Highlights
- Lump sum hospital allowance.
- Pay cash allowance upon diagnosis of Coronavirus Disease 2019 (Covid-19) and the insured person is not hospitalized for the condition.
- Guaranteed acceptance.
- No medical check up.
- Cover pre-existing condition (waiting period apply).
- Simple & affordable plans.
- Fast & simple claim process.
Download
For detailed information, kindly download below
This policy is underwritten by Tokio Marine Insurans (M) Berhad. Autokita Sdn Bhd (198401009114 (121656-A)) has been appointed by Tokio Marine Insurans (M) Berhad to act as an agent. For any claims assistance, complaints or product information, please contact our Customer Service at ibs.bsc@tanchonggroup.com / 1800-88-8185