Medical
As Forrest Gump said, “life is like a box of chocolates, you never know what you’re gonna get.” You do not know how life turns out, but you have the power to ensure you are covered if life surprises you in unfavourable ways. Our comprehensive medical insurance policy covers your hospitalisation or surgery expenses in the event you were admitted for medical events. With this policy, you would not have to worry about these medical expenses. Leave it to us to settle the bill and all you have to do is to recover.
Generali Medic 101
Medic 101 is a comprehensive Hospitalization and Surgical Policy that is designed to complement and provide additional protection to your existing policy, if you have any.
Key Features
Coverage up to RM390,000 per year
All eligible expenses shall be reimbursed up to the Limits of Policy
Medical Card facility for admission and discharge from panel hospitals for covered disabilities
More Features
- High maximum entry age of 65 years and renewable up to 101 years.
- The policy is renewable at the option of the Insured. However, the premium rates are not guaranteed.
- No Lifetime Limit.
- No Upgraded Room and Board Co-Payment condition.
- No requirement of re-declaration of health status at renewal.
- Covers Organ transplant up to Limits of Policy.
- Also cover for Outpatient treatments for Cancer and Kidney Dialysis and Outpatient Physiotherapy Treatments and Home Nursing Care after hospitalisation.
- A deductible of RM10,000 per Disability per Policy Year to reduce premium costing.
- Accident Death benefits are payable.
- High limits of cover at an affordable premium.
- 30% automatic increase of Overall Annual Limit to RM390,000 when you are also covered by an active Multi Medi-PLUS or Multi Medical Protector with us for not less than two consecutive years at the time of hospital admission.
- One common level of premium regardless of occupational class and gender.
- Deductible per Disability:
- RM10,000
- RM5,000 (if the entire treatment is in Malaysian Government Hospital)
- Only one Deductible shall apply if family members are injured in the same motor vehicles accident
Download
For detailed information, kindly download below
This policy is underwritten by Generali Insurance Malaysia Berhad. TCCL Sdn Bhd (198501006826 (139266-A )) has been appointed by Generali Insurance Malaysia Berhad to act as an agent. For any claims assistance, complaints or product information, please contact our Customer Service at ibs.bsc@tanchonggroup.com / 1800-88-8185